Adult Day Care Charitable Foundations Child Welfare Community Centers Counseling Crime Prevention Crisis Centers Delinquency Prevention Developmental Disabilities Programs Food Banks Group Homes Homeless Shelters Housing Rehab

Hot Line Crisis Intervention Independent Living Low Income Housing Mental Health Associations Neighborhood Improvement Outreach Programs Preschools Recreational Services Retarded Citizen Associations Senior Citizen Services Sheltered Workshops Transitional Housing Vocational Training/Trade Schools Youth Organizations

Coverage

SSCIP offers the following insurance protection uniquely designed for social and human service providers:

Liability

	Commercial General Liability
	Automobile Liability & Physical Damage
	Uninsured/Underinsured Motorists Coverage
	Professional Insurance for Social Workers, Teachers, Psychologists, Counselors & Caregivers
	Sexual & Physical Abuse Coverage
	Directors & Officers including Employment Practices Liability
	Automatic additional insured status for funding sources

Property

	Replacement Cost / All Risk Options
	Business Personal Property
	Property of Others
	Mobile Equipment
	Computer Equipment & Media
	Crime
	Fine Art

Package Includes

	Continuous coverage
	Premium payment options

Special Programs

PAL - Personal Assistance Lifeline

The Personal Assistance Lifeline, or PAL, was created to provide accurate guidance to SSCIP Members to avoid and/or mitigate costly personnel claims and lawsuits.

SSCIP Members may receive up to one (1) hour of free legal advice, via telephone, on personnel issues. This service does not expand coverage but rather is a loss control device intended to reduce and/or eliminate claims. Coverage is governed by actual policy documents.

Only SSCIP Members who purchase Directors & Officers Liability coverage, which includes Employment Practices Liability (EPLI), are eligible for this special program.

Special Services

Loss Control/Risk Management Services

Quality risk management programs eliminate or reduce losses. Through the application of proven loss control expertise, dedicated professional and support personnel assist Members in reducing the frequency and severity of claims such as:

	Risk assessment
	Assistance in implementation of loss control measures

Education and Training

Educational programs and training targeted to Member needs contribute to the control of losses especially with regard to frequency. SSCIP utilizes a
multi-faceted approach:

	On-site training
	Regional and centralized seminars
	Individual workshops
	Newsletters
	Policy guidelines
	Safety bulletins
	Video and resource lending library
	Safety & procedural manuals
	Consultation to Member agency Safety Committees

Claims Services

When losses occur, a professional claims management team assists Members in resolving accidents and losses in a timely and efficient manner. Utilizing specialized legal teams and local staff allows for time-saving and cost-effective results.