The Social Service Contractors Indemnity Pool (SSCIP) was formed in 1986 for the express purpose of providing
essential insurance protection to social service
providers at a fair and equitable price. Today SSCIP
provides property and liability protection to
approximately one-third of eligible social service
providers. The primary eligibility requirement for pool
membership is possession of a contract with a
governmental entity such as the state, county or city,
or a Regional Behavioral Health Authority (RBHA) within
the State of Arizona.SSCIP provides comprehensive insurance protection, designed specifically for social service agencies, through its Administrator, Southwest Risk Services (SWRS).
In addition, as part of the overall SSCIP program,
claims management, training and education, and loss
control and risk management services have been developed
for use by social and human services organizations.
For more information about Southwest Risk Services,
select the SSCIP’s Administrator link.
To maximize safety and minimize losses for social service providers and their clients and to help ensure availability of a provider community by offering stable insurance options and promoting risk management practices.
Consistent with the mission, the Pool’s unique programs address Member needs and strive to accomplish the following:
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Continually monitor the insurance industry competition from coverage and pricing views |
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Maintain financial stability for the protection of all Members |
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Offer proactive loss control practices in cooperation with the individual Member |
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Eliminate budget fluctuations by: |
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 Providing a stable risk transfer system |
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Arranging and capturing adequate reinsurance protection against
catastrophic loss |
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Contain the insurance pricing structure
through conservative investments |
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Control losses by providing: |
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Effective legal defense in claims handling and ultimate loss costs |
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Educational programs
as well as serving as an expert source of risk
management information |
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Education through loss control and safety programs
that help Members
recognize, reduce and/or avoid risks |
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Specialized social service insurance coverage that meet or exceed state requirements |
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Ownership by Member agencies |
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Greater control by Members over |
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Administration |
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Governance |
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Claims |
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More active Member involvement |
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Decisions made and problems resolved by peers |
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Reduced regulatory constraints |
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Premium stability |
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Long term savings |
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Non profit |
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Tax exempt |
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No commissions |
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Lower expense ratio |
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Members share in investment income and equity interest |
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More equitable rating basis |
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Broader coverage |
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More aggressive defense strategy |
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Customized loss control and risk management |
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Innovative Member training and education programs |
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